Central Florida SCORE | Small Business Counselors for Polk, Hardee and Highlands Counties. If you have questions or are looking for networking opportunities and business workshops, contact the Central Florida Score at 863-619-5783. The SCORE Association is a nonprofit association dedicated to entrepreneurial education and the formation, growth and success of small businesses nationwide.
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Cross, Fernandez & Riley, LLP | Accountants and Consultants. If you have questions, contact your nearest Cross, Fernandez & Riley, LLP office, here. C/F/R’s array of services is designed to provide comprehensive advisory and compliance services tailored to fit your business needs. We aim to save our clients time and money and provide a one-stop solution. Through our traditional and non-traditional services, C/F/R can help guide your business every step of the way.
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FAIRWINDS Credit Union | Business Checking Services. Questions? Contact FAIRWINDS Credit Union at 407-277-5045. We combine versatility with the options you need to provide the most effective way to manage your finances.
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FAIRWINDS Credit Union | Merchant Services. Questions? Contact FAIRWINDS Credit Union at 407-277-5045. Merchant Services provides you with convenient, simple, and cutting edge money management solutions - exactly what you need to make your business run even more efficiently and profitably.
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Polk County (Florida) Small Business Development Center (SBDC) at the Central Florida Development Council. Questions? Contact the Polk County Small Business Development Center at 863-534-5915. The Small Business Development Center helps businesses become more successful and meet the challenges of tomorrow. Whether you are starting a business, buying a business, growing a business, selling a business or looking for financing, we can help you!
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Small Business Development Center (SBDC) at the University of South Florida (USF) | SBDC at USF | Small Business Development Center at USF | USF SBDC | USF Small Business Development Center. If you have questions, contact the Small Business Development Center at the University of South Florida at 813-905-5800. We provide business training and consulting in Tampa to help start-ups.
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Florida Small Business Development Center Network | Consulting. If you have questions, contact the Florida Small Business Development Center Network at 866-737-7232. Consulting is available to entrepreneurs and existing businesses in Florida and is provided by professionally trained and experienced SBDC Certified Business Analysts (CBAs).
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GulfCoast Financial Services, Inc. | Full-Service Financial Firm. If you have questions, contact GulfCoast Financial Services, Inc. at 386-755-9018. We are committed to helping people pursue their financial goals. We believe a key component of planning your financial strategy is finding the right advisor to help you reach your investment goals.
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Accounting Coach Financial & Managerial Accounting Resource Excellent (FREE) online accounting resource. Learn accounting principles, debits and credits, financial ratios, breakeven point, improving profits, and more. Site's resources go a long way toward helping you become more financially literate.
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Automatic Data Processing, Inc. (ADP) | Online Calculators & Tools. This site offers free business tools including online calculators for 401(k) management, payroll, compliance and retirement planning.
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Better Business Bureau Tips on Small Business Start-up Costs. This site provides helpful financial start-up tips for Small Businesses to consider. Don't allow your business to struggle financially when you have this helpful resource just a click away!
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This article gives business owners, the heads up on collecting late payments. No business can survive with inconsistency in customer's payment. Use these tips for the sake of your business' future as a tool for increasing your odds of getting paid.
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Utilize the following business and marketing calculators to quickly and easily evaluate different aspects of your business. From calculating start-up costs to monitoring your cash flow, these calculators are great tools for businesses of all sizes.
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This article will provide a clear understanding of how your business is doing financially, and give you the resources to equip your business by predicting and planning for its future. Having a understanding of what lies aheads will put your business in a position to achieve financial success.
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With a credit crunch and many banks tightening up or eliminating lines of credit, it's important for business owners to maintain a steady cash flow. This Entrepreneur.com article outlines 5 ways you can manage your company's cash flow.
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This Entrepreneur.com worksheet will help you compute the initial cash requirements for your business. At a further glance, discover a list of things you need to consider when determining startup costs and include both the one-time initial costs needed to open the doors and the ongoing costs faced each month for the first 90 days.
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EquityNet is a leading private capital and support network that offers patented business plan software and analysis tools for entrepreneurs to efficiently plan their business, raise start-up funding, and seek support. Angel investors, venture capitalists, government entities, business incubators, service providers, and other members of the entrepreneurial community use EquityNet to capitalize and support young, privately-held businesses. Contact EquityNet today at 479-442-3638.
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This free business valuation calculator shows that business valuations are typically based on three major methods: the income approach; the cost approach; and the market (comparable sales) approach. Click here to discover more!
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Should you lease or buy? Use this calculator to find out! Calculate monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.
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Having adequate cash flow is essential to keep your business running. If you run out of available cash, you run the risk of not being able to meet your current obligations such as your payroll, accounts payable and loan payments. Use this calculator to help you determine the cash flow generated by your business.
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Use this calculator to estimate your debt service coverage with a new commercial loan. If your debt service coverage is greater than 1.25, including your new loan payment, you have a good chance of being approved.
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Your working capital is used to pay short-term obligations such as your accounts payable and buying inventory. If your working capital dips too low, you risk running out of cash. Even very profitable businesses can run into trouble if they lose the ability to meet their short-term obligations. The calculator assists you in determining working capital needs for the next year.
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To be deductible, a business expense must be both ordinary and necessary. An ordinary expense is one that is common and accepted in your trade or business. A necessary expense is one that is helpful and appropriate for your trade or business. An expense does not have to be indispensable to be considered necessary. Learn more from this Internal Revenue Service page.
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Breakeven analysis is a tool used by businesses to determine the level of sales needed in order to breakeven. To perform breakeven analysis, you must first be familiar with the different types of costs that are incurred to develop a product. These costs can be fixed or variable in nature, and will effect the analysis differently.
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Running your own business is highly rewarding, as it offers you personal satisfaction, enables you to identify your capabilities, gives you financial independence, provides you the opportunity to excel in life and above all, contribute to the community. Ensuring to plan wisley and utilizing the available resources to keep startup costs low is critical. Consult this MoreBusiness article for additional information.
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